High Net Worth Financial Planning
A Clear Path to Wealth Preservation
Our high net worth planning process turns complexity into sophistication, helping wealthy families optimise, protect, and transfer significant assets.
High net worth planning is a sophisticated process
A quality wealth planning approach is comprehensive, discreet, expertly coordinated, and regularly reviewed.Over the years, we have refined our approach to develop bespoke wealth strategies that encompass all the essential elements of complex financial planning.
This ensures that we can tailor our high net worth services to each client's unique circumstances and wealth stage, providing a dependable and repeatable process that yields superior results. Like any effective planning process, ours begins with the end in mind. That's why all our wealth strategies start with our Discovery Meeting.
Designed for
Successful business owners
Wealthy families
Executives
Anyone with significant assets
From first conversation to a clear strategy
Every engagement begins with understanding where you are today, then designing the strategy that gets you where you want to be.
01
2-hour session
Discovery Meeting
The Discovery Meeting is the essential first step for crafting a personalised wealth strategy that aligns with your unique goals. It is a collaborative session that dives deep into your wealth position, family situation, and long-term objectives.
We conduct an in-depth analysis of your complete wealth picture and explore your business interests, investment portfolio, estate planning needs, tax position, and legacy goals, giving everyone a picture of where you are today, where you're going, and the strategies needed to optimise your wealth.
By the end of the meeting, you will have a clear understanding of your wealth planning needs and how Firstlight can best support your high net worth planning journey.
02
Ends with your Statement of Advice
Design Phase
The Design Phase is the foundational starting point for all new high net worth clients, establishing the basis for a strong adviser-client relationship. This tailored program offers sophisticated wealth advice, drawing on our full range of strategic services.
Firstlight provides tailored strategic and structural recommendations, empowering you to make informed decisions that support your long-term wealth optimisation, preservation, and multi-generational transfer goals. If you choose to proceed with implementation, you can transition to our Partnership Program.
Deliverables included
Wealth Strategy Document
Tax Optimisation Analysis
Asset Protection Structure Review
Estate & Succession Planning
If applicable
Personal, discreet and designed for sophisticated results
At Firstlight Financial Planning, we keep things simple. We start by understanding your complete wealth picture, then build a tailored strategy that optimises every aspect.
Comprehensive
We believe the best wealth strategies address all aspects of complex finances. From the very first conversation, we coordinate tax planning, investments, structures, estate planning, and succession strategies.
Tailored
Your wealth, business, and family are unique, and your planning should be too. We take time to understand your full situation before designing strategies that fit your circumstances, legacy goals, and multi-generational objectives.
Ongoing
Wealth planning isn't a one-time event. It's a continuous partnership. As your wealth and family evolve, we keep your strategy optimised through regular reviews, proactive tax planning, and considered adjustments.
Partnership Program
12-month engagement
Regular review meetings
The Firstlight Partnership Program is a holistic 12-month engagement for high net worth clients who wish to work with Firstlight long-term for sophisticated wealth planning and comprehensive financial advice.
You receive coordinated wealth strategies across our full range of strategic services, with continuous support and guidance throughout the year. Quarterly review meetings let us review your wealth position, refine strategies, and plan for complex financial events.
The program is built to foster long-term relationships, delivering tailored wealth solutions, ongoing collaboration and accountability to help you optimise your position and thrive as we work together.
What's included
Your year-round wealth planning partnership.
Quarterly Wealth Reviews
Tax Strategy Coordination
Advice Document (SoA or RoA)
Investment Portfolio Analysis
If applicable
Business & Estate Integration
If applicable
Ready to take
control of your future?
Spend less time managing the details — and more time enjoying what you’ve built. At Firstlight, we help you plan, protect, and grow your wealth with confidence and care.
