DVA Financial Planning
A Clear Path for Veterans
Our DVA financial planning process turns complexity into clarity, helping veterans and their families maximise entitlements and secure their financial future.
DVA financial planning is a specialised process
A quality DVA planning approach is comprehensive, entitlement-focused, well-informed, and regularly reviewed.
Over the years, we have refined our approach to develop bespoke veteran strategies that encompass all the essential elements of DVA entitlement optimisation.
This ensures that we can tailor our DVA planning services to each client's unique service history and life stage, providing a dependable and repeatable process that yields superior results. Like any effective planning process, ours begins with the end in mind. That's why all our DVA strategies start with our Discovery Meeting.
Designed for
Current & former Defence members
Transitioning personnel
Veterans with service-related conditions
Veterans' families
From first conversation to a clear strategy
Every engagement begins with understanding where you are today, then designing the strategy that gets you where you want to be.
01
2-hour session
Discovery Meeting
The Discovery Meeting is the essential first step for crafting a personalised DVA financial strategy that aligns with your unique service and goals. It is a collaborative session that dives deep into your service history, financial situation, and DVA entitlement opportunities.
We conduct an in-depth analysis of your current DVA payments and potential entitlements, and explore your military superannuation, compensation claims, transition needs, and financial goals, giving everyone a picture of where you are today, where you're going, and the strategies needed to maximise your entitlements.
By the end of the meeting, you will have a clear understanding of your DVA position and how Firstlight can best support your veteran financial planning journey.
02
Ends with your Statement of Advice
Design Phase
The Design Phase is the foundational starting point for all new DVA financial planning clients, establishing the basis for a strong adviser-client relationship. This tailored program offers specialised veteran financial advice, drawing on our full range of strategic services.
Firstlight provides tailored strategic and entitlement recommendations, empowering you to make informed decisions that support your long-term financial security and successful transition to civilian life. If you choose to proceed with implementation, you can transition to our Partnership Program.
Deliverables included
DVA Strategy Document
Entitlement Optimisation Analysis
Transition Financial Plan
Military Super Coordination
If applicable
Personal, respectful and designed to honour your service
At Firstlight Financial Planning, we keep things simple. We start by understanding your service and situation, then build a tailored strategy that maximises your entitlements.
Specialised
We believe veterans deserve specialised advice. From the very first conversation, we analyse your service history, DVA payments, military super, and all available entitlements to maximise your benefits.
Tailored
Your service, conditions, and goals are unique, and your financial strategy should be too. We take time to understand your full situation before designing strategies that fit your circumstances, transition needs, and family objectives.
Ongoing
DVA planning isn't a one-time event. It's a lifelong partnership. As your service-related conditions and entitlements evolve, we keep your strategy optimised through regular reviews, claim support, and strategic adjustments.
Partnership Program
12-month engagement
Regular review meetings
The Firstlight Partnership Program is a holistic 12-month engagement for veterans who wish to work with Firstlight long-term for DVA planning and comprehensive financial advice.
You receive specialised veteran strategies across our full range of strategic services, with continuous support and guidance throughout the year. Each year includes a DVA review meeting to review entitlements, refine strategies, and plan for changing service-related needs.
The program is built to foster long-term relationships, delivering tailored DVA solutions, ongoing collaboration and accountability to help veterans maximise entitlements and thrive as we work together.
What's included
Support through separation and beyond.
Annual DVA Entitlement Review
Claim Strategy Support
Advice Document (SoA or RoA)
Centrelink Integration Analysis
If applicable
Transition Planning
If applicable
Ready to take
control of your future?
Spend less time managing the details — and more time enjoying what you’ve built. At Firstlight, we help you plan, protect, and grow your wealth with confidence and care.
