Divorce Financial Planning
A Clear Path Through Separation
Our divorce financial planning process turns complexity into clarity, helping you navigate separation with confidence and protect your financial future.
Divorce financial planning is a specialised process
A quality divorce planning approach is comprehensive, independent, well-informed, and strategically focused.
Over the years, we have refined our approach to develop bespoke separation strategies that encompass all the essential elements of a fair settlement.
This ensures that we can tailor our divorce planning services to each client's unique circumstances and settlement needs, providing a dependable and repeatable process that yields superior results. Like any effective planning process, ours begins with the end in mind. That's why all our divorce strategies start with our Discovery Meeting.
Designed for
Separating couples
High net worth individuals
Business owners
Anyone navigating divorce
From first conversation to a clear strategy
Every engagement begins with understanding where you are today, then designing the strategy that gets you where you want to be.
01
2-hour session
Discovery Meeting
The Discovery Meeting is the essential first step for crafting a personalised divorce financial strategy that aligns with your unique situation. It is a collaborative session that dives deep into your personal and financial situation as well as your post-separation goals.
We conduct an in-depth analysis of marital assets, liabilities, and settlement options, and explore your income needs, property interests, superannuation, and child support considerations, giving everyone a picture of where you are today, where you're going, and the strategies needed to achieve a fair settlement.
By the end of the meeting, you will have a clear understanding of your financial position and how Firstlight can best support your divorce planning journey.
02
Ends with your Statement of Advice
Design Phase
The Design Phase is the foundational starting point for all new divorce financial planning clients, establishing the basis for a strong adviser-client relationship. This tailored program offers independent financial advice, drawing on our full range of strategic services.
Firstlight provides tailored strategic and settlement recommendations, empowering you to make informed decisions that support your long-term post-separation financial independence. If you choose to proceed with implementation, you can transition to our Partnership Program.
Deliverables included
Divorce Financial Strategy Document
Asset & Liability Analysis
Settlement Scenario Modelling
Post-Separation Financial Plan
If applicable
Personal, independent and designed to deliver fair outcomes
At Firstlight Financial Planning, we keep things simple. We start by understanding your situation, then build a tailored strategy that protects your interests.
Independent
We believe the best divorce strategies are built on objective analysis. From the very first conversation, we provide independent advice focused solely on protecting your financial interests and securing your future.
Tailored
Your marriage, assets, and goals are unique, and your settlement strategy should be too. We take time to understand your full situation before designing strategies that fit your family needs, post-separation lifestyle, and long-term objectives.
Supportive
Divorce financial planning isn't a one-time event. It's a journey through separation to independence. We provide ongoing support through settlement negotiations, implementation, and post-separation financial rebuilding.
Partnership Program
12-month engagement
Regular review meetings
The Firstlight Partnership Program is a holistic 12-month engagement for clients who wish to work with Firstlight during and after divorce for comprehensive financial advice.
You receive holistic separation and post-divorce strategies across our full range of strategic services, with continuous support and guidance throughout the year. Regular review meetings let us review settlement progress, refine post-separation strategies, and plan for financial independence.
The program is built to foster long-term relationships, delivering tailored divorce solutions, ongoing collaboration and accountability to help you navigate separation successfully and thrive as we work together.
What's included
Support through separation and beyond.
Settlement Progress Reviews
Post-Separation Financial Planning
Advice Document (SoA or RoA)
Retirement Planning Adjustment
If applicable
Estate Planning Update
If applicable
Ready to take
control of your future?
Spend less time managing the details — and more time enjoying what you’ve built. At Firstlight, we help you plan, protect, and grow your wealth with confidence and care.
